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Dashcams can prevent fraud
They can also help prevent fraud, which can happen in a variety of different ways, he said, including what de Pruis refers to as a “potential staged collision.” That involves a vehicle pulling closely in front of you, with the driver then quickly slamming on the brakes so that you rear-end it.
Another example is when you’re stopped at a light and a pedestrian jumps onto your hood, afterward, claiming you hit the person while they were walking, resulting in an attempted injury claim.
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“This type of device would actually prove the situation and help to determine liability, and potentially reduce some of those incidents,” said de Pruis.
While the insurance industry supports the use of dashcams, having one in your vehicle will not offer a discount on your premiums. But, it can be useful indirectly, the IBC national director of consumer and industry relations noted.
“If you’re involved in an accident and you can prove that you’re not at fault, your premiums can be influenced by an at-fault claim. So, if you prove that you’re not at fault, this will help you premiums over the long term,” said de Pruis.
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